Want to better protect your information? Below are two types of authentication that can help safeguard your data and identity.

Multi-factor authentication is an approach to authentication which requires the presentation of two or more forms or “factors”: a knowledge factor (something you know), a possession factor (something you have), an inherence factor (something you are) and a geo-location factor (someplace you are).

Using your PIN (“something you know”) while making a purchase with your debit card (“something you “have”) is an example of multi-factor authentication.

Two-step verification, another useful authentication method, sends a verification code to a user’s phone after the user enters his or her username and password; this code must be entered to gain access to the account. Several websites, web applications and e-mail service providers offer this option. If offered as an optional feature, it is worth it to enable it for better security.