Kansas Bar Association

If you are an active member of the Kansas Bar Association, Principal Life – an A+ rated insurance company – is offering discounted Disability Income (insures your earnings), DI Retirement Security (insures your retirement savings), and/or Overhead Expense (pays the fixed expenses of your business) insurance.

If you are currently insured by a Group Long Term Disability policy or an Association Group Disability Policy, you should consider the Principal Life Disability Program as a supplement to your Group coverage. Group products do not provide the same level of comprehensive coverage as the Individual Disability Income Policy, do not insure your retirement savings, and do not pay the fixed expenses of your business.

Below is a brief summary of the program highlights.

Your premiums are discounted 10% because you are an active member of the Kansas Bar Association. If three or more members of the same firm purchase coverage, the policies will be issued with a 20% discount.
You can insure up to 100% of your income.
The premiums are level and are guaranteed not to change, to age 65.
Your coverage goes with you without increases in premium or changes in the benefits, regardless of where you work or what associations you belong to.
Physicals or blood tests may not be required (based on age and the amount of coverage applied for).
If you meet the Simplified Issue Requirements, you are guaranteed to be issued a policy at standard rates with the 10% discount.
The DI Retirement Security and Overhead Expense Policies are available in addition to the maximum Disability Income coverage you qualify for.

Disability Specialists, Inc. (DSI) is the program administrator for this program and will manage the enrollment process. You will be contacted by a Disability Specialist Advisor and given a brief overview of the program.

For more information on the Disability Program, do one of the following:

1) Contact Jason Heffner, Financial Advisor with the Principal, at (913) 317-6611 x3533 or e-mail heffner.jason@principal.com.

2) Call the DSI enrollment office at (888) 279-8348 (8 a.m. to 4 p.m. Mountain Time). Identify yourself as an active Kansas Bar Association member and you will be provided with program details.

3) You may also complete the questionnaire (PDF format) and e-mail it to:: sfletcher@gotodsi.com or fax it to (406) 922-0017. Once your completed questionnaire is received, an individual packet including premium quotes, policy definitions, and the application will be e-mailed to you within two business days.